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Introducing Keystone 65 Focus Rx HMO, our new defined-network Medicare Advantage plan 

September 1, 2015    

Independence will introduce Keystone 65 Focus Rx HMO (Keystone 65 Focus), a new Medicare Advantage plan beginning January 1, 2016.

Keystone 65 Focus is a defined-network plan with more than 23,000 participating providers in southeastern Pennsylvania. Keystone 65 Focus members will enjoy the same benefits as broader-network plans while taking advantage of lower premiums and out-of-pocket costs due to their more defined network of quality providers.

In addition, members will have added benefits such as:

  • routine chiropractic and podiatry visits;
  • optional preventive dental, routine vision, and hearing benefits;
  • lower maximum out-of-pocket limit;
  • lower prescription drug copayments.

More information coming soon

Later in September, we will mail providers in our HMO network their eligibility status for the Keystone 65 Focus network. Then in the October 2015 edition of Partners in Health UpdateSM, we will publish more detailed information about Keystone 65 Focus, including premiums, covered services, and cost-sharing amounts (i.e., coinsurance, deductibles, copayments).

Since this is a new plan for 2016, please refrain from discussing Keystone 65 Focus with your patients prior to October 1. In addition, please keep in mind that providers must remain neutral when assisting patients with enrollment decisions. Any discussions with patients should be an objective assessment of the patient's needs and potential options.

After October 1, 2015, if you have Medicare patients who are interested in learning more about Keystone 65 Focus, please have them contact Customer Service toll-free at 1-800-645-3965 (TTY/TDD: 711), 8 a.m. to 8 p.m., seven days a week.

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Independence Blue Cross is an independent licensee of the Blue Cross and Blue Shield Association, serving the health insurance needs of Philadelphia and southeastern Pennsylvania.