New for 2012, we are introducing a new Medicare Advantage plan — Keystone 65 Select HMO. This new plan will be offered in addition to Keystone 65 Preferred HMO and Personal Choice 65SM PPO (in Philadelphia and Bucks counties only). However, Keystone 65 Advantage HMO will no longer be offered after December 31, 2011.
Keystone 65 Select HMO features many of the same benefits as Keystone 65 Advantage HMO. The main difference between the plans is that Keystone 65 Select HMO features a select network of providers, which has allowed us to sharply reduce premiums for this product.
Members currently enrolled in the discontinued Keystone 65 Advantage HMO plan were recently sent an Annual Notice of Change/Evidence of Coverage (ANOC/EOC) explaining that they will be moved into the Keystone 65 Preferred HMO plan starting January 1, 2012. These members, like all Medicare beneficiaries, can enroll in a new plan for 2012 any time between October 15 and December 7. We encourage these Keystone 65 Advantage HMO members to consider the new lower-cost Keystone 65 Select HMO for their 2012 health care needs.
Keystone 65 Select HMO Benefit Highlights
||Cost to member
|Primary Care Physician (PCP)
||$50 copay (not waived if admitted)
(performed in an Ambulatory Surgical Center)
||$100 copayment (per date of service)
(performed in a hospital setting)
||$350 copayment (per date of service)
||$215 per day for days 1-8 ($1,720 per stay maximum);
$0 copay/day for 9+ days; unlimited days each benefit period
|Hearing, Dental, Vision
||Benefits available for additional $10 per month in plan premiums
Note: All Keystone 65 HMO and Personal Choice 65 PPO plans will include the SilverSneakers® fitness benefit in 2012.
Please contact your Network Coordinator if you have any questions.