This article was revised on October 28, 2021, to update the effective timeline for testing and treatment coverage.

Coverage of member cost-share

As previously communicated, AmeriHealth New Jersey is waiving member cost-sharing (i.e., copayment, deductible, and coinsurance) for the following services:

• Telemedicine/Telehealth. AmeriHealth New Jersey will waive member cost-sharing for all in-network telemedicine/telehealth visits, as well as out-of-network COVID-19 related services. Non-COVID-19 out-of-network services are not covered unless included in the applicable benefit design or permitted by AmeriHealth New Jersey due to network adequacy or access limitations. In such cases, member cost-sharing for out-of-network telemedicine/telehealth services is​ ​waived. MDLive^® cost-sharing is waived for all MDLive telemedicine visits.

• Testing. AmeriHealth New Jersey will cover COVID-19 testing for diagnostic and antibody tests in accordance with federal and state guidelines and the company's medical policy until 90 days after the end of both the public health emergency and state of emergency, whichever is later.* For complete details, please review the policy News Article, Testing for SARS-CoV-2 (Coronavirus Disease 2019 (COVID-19)) for AmeriHealth New Jersey Members (Updated October 6, 2021).

• Inpatient treatment (see table for effective dates).
  

• ​​AmeriHealth New Jersey will waive member cost-sharing for in-network, inpatient, acute care treatment of members diagnosed with COVID-19.

• AmeriHealth New Jersey will waive member cost-sharing for emergency room/department (ED) visits associated with admissions for in-network, inpatient, acute care treatment of COVID-19 whether for medical or behavioral health.

For services not related to COVID-19, we will continue to apply the appropriate member cost-sharing.

We also communicated that self-funded customers can opt-out of waiving cost-sharing for non-COVID telemedicine visits and COVID treatment coverage; therefore, some members may still be required to pay their applicable cost-share.

*The waiver of cost-sharing for both in and out-of-network testing and diagnosis of COVID-19 will continue until 90 days after the end of both the state of emergency and public health emergency declared by the state of New Jersey. For High Deductible Health Plans, in-network cost-sharing waivers will remain in effect through June 30, 2021, unless prohibited by law.

^†For High Deductible Health Plans, in-network cost-sharing waivers will remain in effect through December 31, 2021, unless prohibited by law.

Claims processing

Processes have been implemented to ensure provider payments are accurate and claims are processed in a timely fashion and in accordance with applicable law and regulatory guidance.

The following chart outlines how claims will be processed for the various services provided to AmeriHealth New Jersey members – specifically regarding member cost-sharing:

Payment adjustments

If cost-sharing was inadvertently applied to the claim and it should have been removed, the claim will be adjusted to pay the provider the correct amount. We ask that providers wait until after the claim has been processed, and adjusted, to bill the member for any applicable cost-share noted on the Provider Explanation of Benefits.

As a result of the processes we have implemented, you will not need to contact the call center or submit a claim investigation via PEAR Practice Management on the Provider Engagement, Analytics & Reporting (PEAR) portal to request an adjustment.​

Learn more

Read more about our coverage of services during the COVID-19 pandemic in our News Articles on our Medical and Claim Payment Policy Portal.