Last year, the Federal Bureau of Investigation estimated that between 3 and 
10 percent of all health care spending in the U.S. went towards payment of 
fraudulent claims. Fraud has real effects on health care costs and quality of 
care. Independence?s Corporate and Financial Investigations Department (CFID) 
continues to add value to our fight against health insurance fraud, waste, and 
abuse (FWA). CFID detects and investigates potential areas of FWA with the help 
of confidential information received from many stakeholders, including 
providers, members, employees, and the general public.
 
Information received assists our analysts, auditors, and investigators in 
determining whether potential FWA has occurred. Some of the most common 
potential FWA schemes reported to CFID over the past year include:
 
- billing for services not rendered;
- health care identity fraud;
- prescribing of controlled substances for illicit purposes;
- improper use of procedure codes.
If you suspect health care fraud against Independence and/or you, we urge 
you to report it. All reports are confidential. You are not required to provide 
your name, address, or other identifying information.
Submitting a report 
You can submit your report to us in one of three ways:
 
- Submit the Online 
Fraud & Abuse Tip Referral Form electronically.
- Call the confidential anti-fraud and corporate compliance toll-free 
hotline at 1-866-282-2707 (TTY: 1-888-789-0429
).
- Mail your report. Write a description of your complaint, enclose 
copies of any supporting documentation, and mail it to:
 
 Independence Blue Cross
 Corporate & Financial Investigations Department
 1901 Market Street, 42nd Floor
 Philadelphia, PA 19103
As a result of CFID?s efforts last year, more than $100 million was 
recovered in FWA-related claims and 88 fraud cases were referred to law 
enforcement or regulatory agencies. Multiples of the recovered amount were 
saved through the detection, prevention, and shutting down of improper payments 
and schemes. Many of these recoveries and referrals started with information 
someone provided to CFID.
 
Please join us in the fight against health care fraud.