In the February 2012 issue of Benefits Magazine, IBC published a study indicating 
that employers who choose integrated medical and pharmacy benefits for their 
employees are more likely to have lower medical costs. Members with integrated 
benefits saved an average of $19.76 per month per member. 
	   In addition, employees are able to 
achieve better overall health. The study?s findings show that an integrated 
benefits approach results in lower use of hospital and emergency room (ER) 
services. For members with integrated benefits, the number of hospital 
admissions was 19 percent lower and the number of ER visits was 28.6 percent 
lower than members with only medical or pharmacy benefits.
	   Through IBC?s integrated 
benefits program, we are able to analyze employers? medical and prescription 
drug claims together to: 
	   
	    - identify members who have 
gaps in care; 
- provide timely intervention; 
- perform targeted member 
outreach through disease management and wellness programs. 
Our integrated benefits program also 
works to maximize the value of our customers? health care dollars by offering 
key cost-saving controls, such as highly effective formulary and other 
utilization management programs and continued promotion of generic prescription 
drugs over brand name drugs. The value of the program may be especially 
important for members with chronic conditions for whom the right care 
management relies on them adhering to appropriate medication regimens.
	   Read the complete article on 
the Benefits Magazine website.