Effective January 1, 2015, unless otherwise noted, the 
following member benefits changes and clarifications will be implemented for 
several commercial programs for Pennsylvania members:
 
Type of benefit/service 
	Plans affected 
		Change/clarification 
Precertification for BlueCard® providers effective July 
1, 2014 
	POS ? Self-referred only 
	DPOS ? Self-referred only 
	PPO ? All 
		Language is being revised to indicate that BlueCard providers are now 
responsible for obtaining precertification for inpatient admissions. However, 
for all other covered services received from BlueCard providers, members will 
still be responsible for obtaining precertification, if required. In addition, 
members continue to be responsible for obtaining precertification for all 
services that require precertification if they use a non-participating 
provider. 
Subrogation 
	HMO ? All 
	POS ? All 
	DPOS ? All 
	PPO ? All 
	Major Medical ? All 
	Hospitalization ? All 
	Freestanding Vision and Rx ? All 
		Language is being updated to allow Independence to better enforce its 
subrogation rights and obtain reimbursement for its costs when a third party is 
involved. 
After-hours/home visits ? PCP copayment 
	HMO ? Non-Flex only 
	POS ? Non-Flex only 
		Language indicating separate copayments for after-hours visits and home visits 
has been removed from the benefits booklet and the schedule of covered 
services. The primary care physician (PCP) office visit copayment will apply 
for these services. 
		Please call Customer Service at 1-800-ASK-BLUE with any 
questions.