In accordance with the benefits available under the member?s health plan and 
Independence?s definition of medical necessity, it is our policy that all 
utilization review decisions are based on the appropriateness of care, 
services, and supplies. Only physicians who conduct utilization reviews may 
make denials of coverage of health care services and supplies based on lack of 
medical necessity.
 
The nurses, medical directors, other professional providers, and independent 
medical consultants who perform utilization review services for us are not 
compensated or given incentives based on their coverage decisions. Medical 
directors and nurses are salaried employees. Contracted external physicians and 
other professional consultants are compensated on a per-case reviewed basis, 
regardless of the coverage determination. We do not reward or provide financial 
incentives to individuals performing utilization review services for issuing 
denials of coverage. There are no financial incentives for such individuals 
that would encourage utilization review decisions that result in denials or 
under-utilization.
 
Providers are required to enter all routine requests for authorization 
through the NaviNet® web portal. If there are any requests that 
require immediate review, involve members with coverage through the Federal 
Employee Program, or if NaviNet is not available, providers can call 
1-800-ASK-BLUE. Facilities can also call 
1-800-ASK-BLUE for ambulance and discharge planning needs.
 
More information about our utilization review policy and availability can be 
found on our 
website. 
NaviNet is a registered trademark of NaviNet, Inc., an 
independent company.