As previously communicated in Partners in Health 
UpdateSM on September 24, 2018, Independence is offering 
Keystone 65 Basic HMO, Keystone 65 Focus HMO-POS, Keystone 65 Preferred HMO, 
and Keystone 65 Select HMO individual members a new Preferred primary care 
physician (PCP) benefit in 2019.
Our Medicare Advantage HMO and HMO-POS network PCPs have been categorized 
into one of two benefit tiers:
- Preferred. Members will pay $0 cost-sharing for PCP 
visits.
- Standard. Members will pay the same cost-sharing for PCP 
visits as 2018.
Note: Capitation payments are higher for members who have $0 copay 
to compensate for what would have been collected with higher copays.
Preferred PCP designation
If your practice has been identified as a Preferred PCP practice, a letter 
was sent to you in late September notifying you of this distinction.
Our Find a Doctor tool for Medicare 
Advantage members has been updated to include your practice’s tier. 
Simply type your name in the search field next to All Categories and hit the 
magnifying glass to begin the search. Below is an example of how a Preferred 
PCP will appear.
In addition, the following message appears at the top of the page to remind 
you that Independence individual Medicare Advantage HMO members have a $0 
copayment:
Stay tuned for additional information about new benefits that are centered 
around improving affordability and increasing quality of benefits for our 
Medicare Advantage members.