We are pleased to announce 
that for 2013, the Keystone 65 Select HMO premium has been reduced to $0 for 
medical-only plans in all counties. In addition, the premiums for the Keystone 
65 Select Rx HMO plans have been reduced to $31.50 for those in Philadelphia 
and Bucks Counties, and $46.50 for those in Chester, Delaware, and Montgomery 
Counties. The Choice program, which includes dental services, hearing services, 
and vision care, is an additional $10 monthly premium. Keystone 65 Select HMO 
has a $6,700 out-of-pocket maximum for 2013.
	   Keystone 65 Select also includes a 
worldwide travel benefit for emergency and urgently needed care, which will 
give members peace of mind while they are traveling anywhere in the world. 
Emergency and urgently needed care coverage under Keystone 65 Select plans 
includes emergency medical items and services provided outside the United 
States at an emergency department or urgent care center. 
	   Medicare beneficiaries were recently 
mailed their 2013 Annual Notification of Change 
(ANOC)/Evidence of Coverage (EOC), which outlines all of the changes for 
2013. 
	   Members may enroll in a new plan for 
2013 any time between October 15 and December 7, 2012. Members receive access 
to the SilverSneakers? Fitness Program; preventive care; health 
resources and wellness programs; and support for managing chronic conditions, 
such as asthma, diabetes, and chronic obstructive pulmonary disease (COPD).
	   New for 2013, cardiovascular disease 
risk reduction visits, depression screenings, obesity screenings, screenings 
and counseling to reduce alcohol misuse, and screening for sexually transmitted 
infections (STI) and counseling to prevent STIs will be covered.
	   Medicare Part D prescription drug 
coverage is optional.
	   Keystone 65 
Select HMO benefit highlights
	   
	    
	     
	      |  |  | 
	    
	    
	     
	      | Primary care physician (PCP) 
visits | $15 copay per visit | 
	     
	      | Specialist visits | $45 copay per visit | 
	     
	      | Emergency department | $65 copay (not waived if 
admitted) | 
	     
	      | Urgent care | $15 – 65 copay per visit (not 
waived if admitted) | 
	     
	      | Outpatient surgery | $350 copay (per date of service) 
for hospital; $100 copay for ambulatory surgical centers (per date of 
service)
 | 
	     
	      | Inpatient hospital | $245 per day for days 1 ? 7 ($1,715 
per stay maximum). Unlimited days each benefit period. | 
	     
	      | Preventive dental, routine eye, 
hearing services | Available with the Keystone 65 
Select HMO Choice Program. | 
	     
	      | Fitness program | SilverSneakers? | 
	    
	   
	   Please contact your Network Coordinator 
if you have any questions.
	   SilverSneakers® is a registered 
mark of Healthways, Inc., an independent company.