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Independence will introduce Keystone 65 Focus Rx HMO (Keystone 65 Focus), a 
new Medicare Advantage plan beginning January 1, 2016.
Keystone 65 Focus is a defined-network plan with more than 23,000 
participating providers in southeastern Pennsylvania. Keystone 65 Focus members 
will enjoy the same benefits as broader-network plans while taking advantage of 
lower premiums and out-of-pocket costs due to their more defined network of 
quality providers.
In addition, members will have added benefits such as:
- routine chiropractic and podiatry visits;
- optional preventive dental, routine vision, and hearing benefits;
- lower maximum out-of-pocket limit;
- lower prescription drug copayments.
More information coming soon
Later in September, we will mail providers in our HMO network their 
eligibility status for the Keystone 65 Focus network. Then in the October 2015 
edition of Partners in Health UpdateSM, we will publish more 
detailed information about Keystone 65 Focus, including premiums, covered 
services, and cost-sharing amounts (i.e., coinsurance, deductibles, 
copayments).
Since this is a new plan for 2016, please refrain from discussing Keystone 
65 Focus with your patients prior to October 1. In addition, please keep in 
mind that providers must remain neutral when assisting patients with enrollment 
decisions. Any discussions with patients should be an objective assessment of 
the patient's needs and potential options.
After October 1, 2015, if you have Medicare patients who are interested in 
learning more about Keystone 65 Focus, please have them contact Customer 
Service toll-free at 1-800-645-3965 (TTY/TDD: 711), 8 a.m. to 8 
p.m., seven days a week.
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