[
This article provides information to ensure better drug coverage 
determination outcomes for you and your Medicare Advantage HMO and PPO patients 
who are covered under the Medicare Part D program through Independence. Please 
note that for these members, prior authorization is required for coverage of 
certain drugs approved by the U.S. Food and Drug Administration for specific 
medical conditions.
Prior authorizations and overrides
To eliminate the need for additional outreach when processing coverage 
determination requests, follow the tips below:
- Prior to submitting a request, review the Centers for Medicare & 
Medicaid Services (CMS)  
approved prior 
authorization criteria to ensure you understand what information needs to 
be provided.
- Always attach supporting documentation when it's available. Examples of 
supporting documentation include chart notes and laboratory results.
Please note that if the request is for a high-risk medication (as defined on 
the 
Beers Criteria list),  a statement must be 
included in the request demonstrating that the provider is both:
- Aware of the risk of use of that drug in the elderly
- Still opting to prescribe that drug
Prior 
authorization forms
Independence, in conjunction with FutureScripts® Secure, an 
independent company, provides drug-specific forms for drugs that require prior 
authorization. Completing the necessary prior authorization forms will reduce 
the need for outreach to the physician's office and could avoid denials being 
issued due to lack of information. A link to FutureScripts 
Secure's prior authorization forms can be found on their website and on 
Independence NaviNet® Plan Central in the Administrative Tools 
and Resources section.
If a drug-specific form is not available for the drug requested, please use 
the General Pharmacy (Quantity Edit/Prior Authorization) form.
Request 
time frames
Time frame requirements must be considered when submitting a request. Per CMS 
guidelines, Medicare Part D plans
are required to adhere to the following time frames for reviewing requests:
 
- Standard: 72 hours to process.
- Urgent (life-threatening to the member): 24 hours to process. 
Requests submitted on Fridays, especially urgent requests, often require 
additional information to complete the review. Please ensure that you or 
someone in the office is available to provide additional information, if 
needed, during non-business hours and weekends. Also note that the call may 
come from a FutureScripts Secure representative.
Drug formularies
The formulary-based prescription drug benefits program includes all generic 
drugs and a defined list of brand drugs that have been chosen for formulary 
coverage based on their reported medical effectiveness, positive results, and 
value. There are two types of drug formularies:
- Open formulary. All Medicare Part D drugs are considered "formulary" 
and are available for coverage. Some drugs on an open formulary may require 
prior authorization.
- Closed formulary. Only the drugs listed on the formulary are 
covered. Drugs not listed on the formulary are considered non-formulary and 
therefore not covered. In order to obtain a non-formulary drug, the physician 
must request consideration for a formulary exception.
Formulary 
exceptions
When submitting a Non-Formulary Exception request, keep in mind the following:
- All formulary exception requests must include a supporting clinical 
statement.
- The member must try and fail at least three formulary alternatives when 
available or have a documented reason why he or she cannot try and fail the 
formulary alternatives.
Please note that when a formulary exception is approved, the drug will default 
to the "non-preferred brand" tier, and the member will be charged the 
cost-sharing associated with that tier (unless the member is in the coverage 
gap, catastrophic, or deductible phase of their benefit). Also, approvals for 
formulary exceptions will remain in effect until the end of the coverage 
year.
The FutureScripts Non-Formulary Exception Request Form can be found 
on the Provider 
Forms page on our website.
Tier 
exceptions
Once a drug is approved through the formulary exception process, the plan is 
prohibited from also approving a tier exception for that drug.
- Similar to formulary exceptions, a supporting clinical statement is 
required to demonstrate that the member has tried at least three lower-tiered 
formulary alternatives when available or documentation to support intolerance 
or contraindication to the formulary alternatives.
- Tier exceptions can only be approved for a non-preferred brand drug, 
allowing the member to pay the preferred brand cost-sharing. Tier exceptions 
cannot be approved to lower the cost of non-preferred generic drugs, to charge 
generic cost-sharing for any brand drug, or to lower the cost-sharing for any 
drug on the specialty tier.
 
Please note that the member's Medicare Part D benefit still applies. All 
applicable deductible and/or coverage gap cost-sharing applies, and members 
will be required to pay the applicable cost-sharing in that phase of their 
benefit.
To submit a tier exception, use the FutureScripts Non-Formulary Exception 
Request Form.
Ramifications and more information
Lack of adherence to the above process can lead to a delay in members 
receiving coverage for their medication and/or increased outreach attempts by 
Independence or FutureScripts to your office. In cases where information in a 
request is incomplete and outreach attempts are unsuccessful, requests for 
coverage may be denied and are subject to the appeals process.
If you have any questions regarding this process, please contact Customer 
Service at 1-800-ASK-BLUE.
FutureScripts and FutureScripts Secure are independent 
companies that provide pharmacy benefits management services.
NaviNet 
is a registered trademark of NaviNet, Inc., an independent company.
]