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In accordance with the benefits available under the member?s health plan 
and our definition of medical necessity, it is our policy that all utilization 
review decisions are based on the appropriateness of health care services and 
supplies. Only physicians who conduct utilization reviews may make denials of 
coverage of health care services and supplies based on lack of medical 
necessity. 
The nurses, medical directors, other professional providers, and independent 
medical consultants who perform utilization review services for us are not 
compensated or given incentives based on their coverage decisions. Medical 
directors and nurses are salaried employees, and contracted external physicians 
and other professional consultants are compensated on a per-case reviewed 
basis, regardless of the coverage determination. We do not reward or provide 
financial incentives to individuals performing utilization review services for 
issuing denials of coverage. There are no financial incentives for such 
individuals that would encourage utilization review decisions that result in 
denials or underutilization. 
Providers are encouraged to enter all routine requests for authorization 
through the NaviNet® web portal. Providers can call 1-800-ASK-BLUE if there are any requests that require 
immediate review, involve members with coverage through the Federal Employee 
Program, or if NaviNet is not available. Facilities can call 1-800-ASK-BLUE for ambulance and discharge planning needs. 
More information about our utilization review policy and availability, as 
well as other provider-related information, can be found on the Resources for Patient 
Management web page.
NaviNet® is a registered trademark of 
NaviNet, Inc., an independent company. 
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